Ask Ralph: Financially Confident Christian
Are you a Christian longing to honor God in every aspect of your life, including your finances? The Ask Ralph Podcast is your guide to finding financial freedom, making wise money decisions, and aligning your resources with your faith. Your host, Ralph Estep, Jr., brings a unique combination of exp...
Recent Episodes
May 3, 2025
That Daily Coffee Habit?
Is your morning coffee costing you more than you realize? In this episode of Ask Ralph , we take a closer look at one of the most common daily spending habits—and why it matters for Christian stewardship. Ralph unpacks how sm...
May 2, 2025
Need It or Want It?
Ever feel like every purchase somehow turns into a “need”? In this episode of Ask Ralph , we tackle one of the biggest challenges in personal finance: learning to distinguish between true necessities and discretionary spendin...
May 1, 2025
Feeling Off Track Financially?
Ever feel like your money just isn’t lining up with your goals—or your faith? In this episode of Ask Ralph , Ralph speaks directly to those quiet, persistent feelings of being financially stuck. Whether it’s overspending, mis...
April 30, 2025
Could a Simple Shopping List Transform Your Grocery Budget?
Tired of grocery trips blowing up your budget? You’re not alone. In this episode of Ask Ralph , Ralph breaks down why the grocery store is one of the most financially challenging environments for many families—and how a detai...
April 29, 2025
Is Meal Planning the Key to Budget Success?
Ever found yourself staring into the fridge at 5 PM, stressed and unsure what to make for dinner—again? You’re not alone. In this episode of Ask Ralph , we dig into how that daily dinner panic often leads to overspending, was...
April 28, 2025
Is the Envelope System God’s Answer to Overspending?
Struggling to stick to your budget—especially in certain spending categories? In this episode of Ask Ralph , we explore a practical and surprisingly powerful solution for those areas that always seem to go over: the envelope ...
April 27, 2025
LIVE SHOW REPLAY Feeling Stuck by Financial Shame? Ready for Real Freedom?
Do you ever feel like your past financial mistakes define you? You’re not alone. In this episode of Ask Ralph , Ralph and co-guest Craig dive deep into the emotional and spiritual weight of financial shame—a burden that affec...
April 26, 2025
Is Your Budget a Tool or a Trap?
Does the word “budget” make you cringe a little? You’re not alone. In this episode of Ask Ralph , we tackle the emotional resistance many people feel toward budgeting—feelings of fear, shame, or overwhelm. Ralph explains why ...
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